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What are people using to insure their instruments, in their home, in transit, and at gigs? Anyone have any recommendations? Any advice on important factors to consider?

This topic seems to come up every once and awhile on here, and the Facebook tuba/euph group. Take a look at some old threads, and you may find some good answers!

binlove wrote: ↑Thu Apr 27, 2023 7:22 pm What are people using to insure their instruments, in their home, in transit, and at gigs? Anyone have any recommendations? Any advice on important factors to consider?

Homeowners/renters insurance doesn't have nearly the same coverage as instrument insurance. Homeowners insurance is probably good enough for most hobbyists, but if you're tuba major in college or a Pro player and your horn gets daily use I HIGHLY suggest getting instrument insurance. Almost all instrument insurance companies offer the same thing, but I've had good customer service experiences with Anderson. Their CEO is a low brass guy.

I'll give a vote for Clarion. Never had any issues, and getting things taken off and put on the policy is incredibly easy and painless. Good rates, too.

binlove wrote: ↑Thu Apr 27, 2023 7:22 pm What are people using to insure their instruments, in their home, in transit, and at gigs? Anyone have any recommendations? Any advice on important factors to consider?

Clarion. Clarion. Clarion.

Don't look back.

Music Pro. I have never made a claim but very easy to deal with and edit your policy. I think a great price as well.