student loan
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- bugler
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- Joined: Mon Mar 22, 2004 10:03 pm
student loan
can someone give me the low down on how to get a student loan for the purchase of a tuba? does it have to be a new tuba or could i get it used from somewhere like dillon?
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- pro musician
- Posts: 184
- Joined: Thu Mar 18, 2004 11:20 pm
- Location: New York, NY
If your question is about taking out additional student loans for an instrument, your school’s student loan office will have the info you need. Just ask them.
Yes, you can purchase a used tuba.
I believe that a an additional student loan for an instrument requires a written estimate of the price of the instrument you want (from a dealer), so they know how much you will need. But, after you are approved for the loan and they disburse it to you, you are then free to purchase the instrument from anywhere you wish.
Yes, you can purchase a used tuba.
I believe that a an additional student loan for an instrument requires a written estimate of the price of the instrument you want (from a dealer), so they know how much you will need. But, after you are approved for the loan and they disburse it to you, you are then free to purchase the instrument from anywhere you wish.
- Dan Schultz
- TubaTinker
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You can spend it any way you want but don't forget that one day you are going to have to pay it back! My college days were finished many years ago but I can tell you that I had no such thing as student loans. I had a job! I'm not trying to be a jerk here... I'm just pointing out that credit is easy... making a living playing a tuba is not.Davidrn1 wrote:Yes, Leland is right. Same way at my school. Just get the student loan money and spend it as you wish. There was no stipulation as to how the money was spent.
Enjoy that new horn!
Dan Schultz
"The Village Tinker"
http://www.thevillagetinker.com" target="_blank
Current 'stable'... Rudolf Meinl 5/4, Marzan (by Willson) euph, King 2341, Alphorn, and other strange stuff.
"The Village Tinker"
http://www.thevillagetinker.com" target="_blank
Current 'stable'... Rudolf Meinl 5/4, Marzan (by Willson) euph, King 2341, Alphorn, and other strange stuff.
- Leland
- pro musician
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- Gorilla Tuba
- pro musician
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Loans: Although you do pay interest on student loans, it is usually at a lower rate than most other loans. If you are going to finance, this may be the best way to go...
You can increase you financial need (amount possible to borrow) by submitting a letter to your financial aid office stating that a tuba is part of your needed school expenses. Additionally, you will need to supply the school with estimated costs of the new instrument. Here at Pitt State, I can simply write a letter to financial aid on behalf of a student needing additional monies for a horn purchase. Some schhols are more willing than others to consider an instrument purchase as a school expense. It seems silly to me that a high quality instrument wouldn't be considered an important item for a music major to have.
You can increase you financial need (amount possible to borrow) by submitting a letter to your financial aid office stating that a tuba is part of your needed school expenses. Additionally, you will need to supply the school with estimated costs of the new instrument. Here at Pitt State, I can simply write a letter to financial aid on behalf of a student needing additional monies for a horn purchase. Some schhols are more willing than others to consider an instrument purchase as a school expense. It seems silly to me that a high quality instrument wouldn't be considered an important item for a music major to have.
A. Douglas Whitten
Associate Director of Bands
Assoc. Professor of Tuba & Euphonium
Pittsburg State University
Associate Director of Bands
Assoc. Professor of Tuba & Euphonium
Pittsburg State University
- Dean
- pro musician
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Here is a thought...
If you intend on doing military service, go ahead and take out those loans! Perhaps just a 4 year stint as a military bandsman? That could entirely pay off all your student loans. The Army, for example pays back up to $65,000. The other branches vary in the amount (usually lower, the army pays the most).
I now wish I'd taken out a ton more in loans now that the Army is paying them off!
If you intend on doing military service, go ahead and take out those loans! Perhaps just a 4 year stint as a military bandsman? That could entirely pay off all your student loans. The Army, for example pays back up to $65,000. The other branches vary in the amount (usually lower, the army pays the most).
I now wish I'd taken out a ton more in loans now that the Army is paying them off!