Posted: Tue Aug 16, 2005 2:00 am
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Posted: Tue Aug 16, 2005 2:16 am
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Posted: Tue Aug 16, 2005 4:38 am
I know I am stretchin it on this one but have you thought about using a school horn for a little while? I know noone likes it but they are not too terrible as long as you take care of it.
JB
JB
Posted: Tue Aug 16, 2005 5:54 am
Why not sell the HB? I'm sure the used price for a HB, would give you enough scratch to put a serious dent in the cost of a 186, if not cover the cost entirely!
Posted: Tue Aug 16, 2005 6:17 pm
Personally, I took out a loan through a credit union to purchase my tuba during my sophomore year of college. I drained what little cash I had and paid 235 a month for a few years. Bottom line IMHO, better to take out a loan and buy a horn you'll keep then to constantly mess around with "ok" horns.
Posted: Tue Aug 16, 2005 9:13 pm
I just got my Mira 186 and that was a student loan. Now some will say that student loans are bad but it got me my horn and I've got 10 years to pay it back. I don't know if you have any student loans but I'd check them out. Good luck!!
Ralph
Ralph
Posted: Tue Aug 16, 2005 10:23 pm
I went thru my credit union and got a fair rate. I paid it off and now the horn is mine. It can be done, but I did it long after I graduated.
Just be sure you can follow their terms. Nothing would suck worse than having your tuba repossesed.
Just be sure you can follow their terms. Nothing would suck worse than having your tuba repossesed.
Posted: Tue Aug 16, 2005 11:38 pm
I hope you don't really mean a welder. The heat it takes to weld would melt a tuba...i think.....
Posted: Tue Aug 16, 2005 11:44 pm
wtf.
Posted: Wed Aug 17, 2005 12:21 pm
Joe, you thinkin' about entering a new line of work?bloke wrote:Here's an offer:
Pick out whatever brand-new tuba you want, as long as it is a model on my pre-approved list and purchased at or below my pre-approved purchase price for that model.
Provided I pre-approve the purchase price and the model, I'll finance it for you.
You can pay 50% down to me, and I'll purchase the instrument for you and finance the other 50% of the amount.
The terms are as follows:
Posted: Wed Aug 17, 2005 12:29 pm
Bloke, if you made your terms one font-size smaller, you'd have people lined up around the block to take you up on your offer!bloke wrote:Here's an offer:
Pick out whatever brand-new tuba you want, as long as it is a model on my pre-approved list and purchased at or below my pre-approved purchase price for that model.
Provided I pre-approve the purchase price and the model, I'll finance it for you.
You can pay 50% down to me, and I'll purchase the instrument for you and finance the other 50% of the amount.
The terms are as follows:
1/ I will hold on to the instrument as collateral until the complete debt is paid.
2/ The interest rate is 21% per annum.
3/ Payments are due monthly beginning immediately for 120 months (10 years), and the pre-payment penalty is 250% of the balance due + 100% of the down payment.
4/ If any payment is missed, 200% of the balance (including interest and pre-payment penalties) is due on demand. Default will dictate immediate repossession. Any legal fees incurred to collect the balance will be paid by the borrower.
5/ Once all of the payments have been made as specified above, the tuba will be surrendered to you for your use.
6/ The financier cannot be held responsible for wear-and-tear of any items held in collateral.
___________________________________
Joe Baker, who throws away a half-dozen or so WORSE offers that arrive in unsolicited mail, every day.
Posted: Wed Aug 17, 2005 8:44 pm
Maybe I'm stupid or just a sucker for older horns.
But that HB doesn't look too awful to me. If it were my horn, I'd happily drop a couple of grand getting it spiffed up. I mean, what does a NEW HBS-192 go for nowadays?
But that HB doesn't look too awful to me. If it were my horn, I'd happily drop a couple of grand getting it spiffed up. I mean, what does a NEW HBS-192 go for nowadays?