I have a perfectly reliable way of sending you a secure link to pay for my stuff, and - if you need money from me (FAST) to buy something that you're selling to me - I can overnight-mail you USPS Money Orders.
If you happen to have a "balance" with that service, why not just stick it in your bank, and then use your bank balance to pay for stuff that I'm selling to you (when I send you a secure link to pay)...or (otherwise) just use that balance to buy something from someone else.

...and hey, where's the fire? I'm perfectly glad for you to mail a personal check, and maybe (??) you're perfectly happy to accept my personal or business check.
Is that a "deal" ?

...and please, we don't need to read your PP "horror stories" - neither in this thread nor as private messages, so let's just let it be, OK?

Have a great 2018 !

- joe