Insurance

tubabernie · Post by **tubabernie** » Wed Sep 27, 2006 10:18 am

Can someone tell me a link to a website or a number I can call to get insurance. I have been covered under my home owners insurance but I want to get insurance on just my tuba that is not home owners.

chipster55 · Post by **chipster55** » Wed Sep 27, 2006 11:48 am

Go to ask.com & type "insurance for musical instruments" - you'll find several websites.

Rob Wilson · Post by **Rob Wilson** » Wed Sep 27, 2006 12:30 pm

As an independent insurance agent, I have my Instruments, Lap Top Computers, and Cameras, listed (by serial number) and covered under a Personal Articles Policy. The cost is approximately $7.50 per thousand per year. Contact your agent that covers your home and/or vehicles first. A Personal Articles Policy covers for any type of damage or loss (theft, dropping it, auto crash, spilling liquid on a computer, and even a school kid knocking it over). It coverers your instruments wherever they are in your home, car, rehearsals, or at a paid gig. This type of coverage pays first (home owners & car pay second) for the direct replacement. My Personal Articles is covered through my State Farm agent.

Rob W <><

Norm Pearson · Post by **Norm Pearson** » Wed Sep 27, 2006 3:31 pm

PORKCHOP wrote:I have insurance on mine through Clarion Insurance...seems to be a pretty good policy....try them..

Back in 1992 a fellow in Los Angeles had his 184 stolen from his car and Clarion had a check to him within a week. He got enough money to buy my 188 that I had for sale

.....

that reminds me, that was a great tuba, I wish I hadn't sold it

evan · Post by **evan** » Wed Sep 27, 2006 3:40 pm

I got my horn insured through the same company where I get my renter's insurance. It's not part of the policy that covers my apartment -- it's a separate no deductible policy & it's pretty cheap too. Just ask your company if they have musical instrument policies.