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Instrument Insurance.

Postby Richardrichard9 » Sat Dec 22, 2007 5:12 pm

With my new tuba, I am considering instrument insurance. The whole thing just gets me a little confused.

On average, what does it cover?

Who is your prefered Insurer?
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Re: Instrument Insurance.

Postby Rick Denney » Sat Dec 22, 2007 5:43 pm

Richardrichard9 wrote:With my new tuba, I am considering instrument insurance. The whole thing just gets me a little confused.

On average, what does it cover?

Who is your prefered Insurer?


Clarion. You may need to be in the union or join a group (such as American Chamber Music) that endorses them to get a good rate. They cover everything except vermin attack at replacement value. You'll need a price sheet (since your tuba is new) or an appraisal.

http://www.clarionins.com/

You can also write in inland marine policy with regular insurers, but make sure you are clear about your intended purpose (such as professional use) so that they can gauge their exposure and not have an excuse to reject a claim.

Rick "who just went through this" Denney
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insurance

Postby Getzeng50s » Sun Dec 23, 2007 12:27 am

www.musicproinsurance.com

cheap full coverage!

I have my PT6 and Firebird and laptop covered for $125 a year.

check it out.
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Postby Richardrichard9 » Sun Dec 23, 2007 1:00 am

Wow, that seems to be more in my range. Clarion wanted 2x that
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