Instrument Insurance.

Richardrichard9 · Post by **Richardrichard9** » Sat Dec 22, 2007 4:12 pm

With my new tuba, I am considering instrument insurance. The whole thing just gets me a little confused.

On average, what does it cover?

Who is your prefered Insurer?

Rick Denney · Post by **Rick Denney** » Sat Dec 22, 2007 4:43 pm

Richardrichard9 wrote:With my new tuba, I am considering instrument insurance. The whole thing just gets me a little confused.

On average, what does it cover?

Who is your prefered Insurer?

Clarion. You may need to be in the union or join a group (such as American Chamber Music) that endorses them to get a good rate. They cover everything except vermin attack at replacement value. You'll need a price sheet (since your tuba is new) or an appraisal.

http://www.clarionins.com/

You can also write in inland marine policy with regular insurers, but make sure you are clear about your intended purpose (such as professional use) so that they can gauge their exposure and not have an excuse to reject a claim.

Rick "who just went through this" Denney

Getzeng50s · Post by **Getzeng50s** » Sat Dec 22, 2007 11:27 pm

www.musicproinsurance.com

cheap full coverage!

I have my PT6 and Firebird and laptop covered for $125 a year.

check it out.

Richardrichard9 · Post by **Richardrichard9** » Sun Dec 23, 2007 12:00 am

Wow, that seems to be more in my range. Clarion wanted 2x that

TubeNet

Instrument Insurance.

Instrument Insurance.

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