Is this a true story, or more typical emailed bunk?

[Dean]

Thats a fun story, but I doubt its true.


Can we even insure items that are meant to be consumed? Can we insure food? Wine? That $1000 bottle of brandy? Etc?

[Chuck(G)]

http://www.breakthechain.org/exclusives/cigars.html

http://www.snopes.com/crime/clever/cigarson.asp

[windshieldbug]

Perhaps a composer could insure their compositions against wrong notes...

[Teubonium]

I first heard this "joke" from my Business Law professor in college in 1960.

[greatk82]

It's also a pretty fun song:


Artist/Band: Paisley Brad
Lyrics for Song: The Cigar Song
Lyrics for Album: Mud On The Tires
Well I'm a sucker for fine Cuban cigars
The problem is I can't afford 'em
But last year I went and got myself a whole box
And just to be safe I insured 'em

I took out a policy against fire and theft
And then I hurried home
With a thirty-cent lighter I sat on my back steps
And I smoked 'em one by one

Two weeks later I went to see that insurance man
And I handed in my claim
With a straight face I told him that through a series of small fires
They'd all gone up in flames

They reviewed my case and they had no choice
But to pay me for what I'd done
And I took that check and bought a whole new box
And I smoked 'em one by one

Two weeks later this detective shows up
Tells me that company's pressin' charges
One speedy trial later they locked me up
On twenty-four separate counts of arson

And now I sit and I stare at a blank brick wall
Lookin' back on what I've done
To pass the time I've got some ten-cent cigars
And I smoke 'em one by one
Yeah, I smoke 'em one by one

©2003 EMI April Music, Inc./Sea Gayle Music (ASCAP)

[Rick Denney]

http://www.breakthechain.org/exclusives/cigars.html

http://www.snopes.com/crime/clever/cigarson.asp

Thanks. If an insurance company actually insured them, they deserve what they get. Insurance folk might be assholes, but they're not stupid.

There has never been a property-loss insurance policy that would allow the insured person to claim a loss from a fire set by the insured person. They all have fine print excluding fraud, and that is indeed insurance fraud.

Rick "snopes is your friend" Denney

[windshieldbug]

But could you get insurance against fraud?

(well, maybe not *yours*)

[tubatooter1940]

A great story and song-true or not. I'm glad to read it.
Thank you!