No loans were used; only income from the Army Reserves and my day job.
I use a debit card for most puchases. Same as cash because the funds are debited immediately from a bank account.
First horn: Many years ago, a girlfriend bought me a Pan Am Eb peashooter at a flea market for a birthday present. She also bought a bass trombone mouthpiece from a music store which had no small shank tuba mouthpieces. I almost never played it for years until I was bit by the bug to play.
A few years ago, after researching different horn models, I used cash to get a great York Eb Monster on Ebay, cleaned it up inside and out, went to TubaChristmases and the Army Tuba Euphonium Conference; and was invited to join community bands and an orchestra. Started buying other Eb horns and a BBb Sousa for cash on Ebay also.
I have been getting used hard cases and gig bags for cash or free. Bought a lot of new and used mouthpieces for cash. Bought a practice mute, metronome, loudness meter, stand lights, dent eraser, oxy-acetylene torch, stands, tuner, books and solo pieces for cash (from Radio Shack, online dealers, Ebay).
Used a tax refund to get my previously owned Willson CC 3050RZ and flight case from a Tubenet member.
One of these days I'll pay someone for my first music lesson.
