That's pretty much my approach. I don't at all mind taking a horn to a professional and paying for work that requires experience and skill I don't have (like when I had the lead pipe pulled from my trombone -- which actually involved the both of us). But I like to acquire skills as well, and I don't like to have to run 45 minutes away for a "minor" fix or what is "routine maintenance" or some experimentation I may want to do, or to wait days or weeks until I can get something simple done.
Dan Shultz has been a huge help to me with guidance and suggestions. Given his suggestions about solder, I've been using 60/40 1/32" solder I get from Votaw Tool, and I've been using Lloyd's #6 flux. Often not the easiest stuff to use (and I frequently use a small medical syringe to apply it), but it works great. And since I have a quart of it, I expect I'll be using it until I die. Maybe I'll spring for some paste flux at some point.
I am not inclined to use "electronic" solder such as rosin-core. I know this is widely used, and I've been using it myself in electronic applications for ( ... wow ... now that I think of it ...) over 50 years. But I just don't think it's best for brass instrument work.
For small/quick jobs I just use a little Butane torch like you can get at Lowes. For most of the stuff I do, it's fine, easy to handle, and limits my getting carried away with heat and flame.
For heavier duty work, I have an air-acetylene outfit with a B tank and multiple tips. It was very handy when I disassembled an old trombone I'd bought from shopgoodwill.com that I'm trying to turn into something playable. I probably wouldn't have this except my son bought the tank and a plumber's torch with it at an an auction several years ago. I"m using a Goss handle and tips, and some pretty cheap 2-gauge regulator I got. This also allows me to do a certain amount of brazing around the home when needed. I like it a lot better than propane, though it does represent somewhat higher risk. If you want to go with really trendy stuff, look into "water torches" where it's easy (really surprisingly easy) to build your own hydrogen/oxygen torch and generate your own fuel from water.

Maybe I'll get into that next year. I wonder how easy it would be to build a small rocket engine with that approach.